Terms and Conditions of Service

These terms explain your rights and responsibilities when accessing our financial advisory site. Please read carefully before using any part of our service or submitting any information.

Last reviewed October 27, 2025

Acceptance of Terms

By using this website, you agree to comply with these terms and any future updates. If you disagree with any conditions, please do not use our service or provide personal details.

Definitions

The definitions help clarify key terms used throughout these terms and conditions.

• ‘Service’ means any budgeting, review, or value-aligned financial guidance provided by our team or site.
• ‘User’ refers to any person accessing, submitting forms, or interacting with our platform for information.
• ‘Confidentiality’ ensures your shared details remain private, handled only as outlined in our policy.
• ‘Consultation’ covers informal advice, support, or personalised recommendations discussed with our team.

Service Usage

You agree to use our site for personal information and guidance purposes only, never for unlawful or unauthorised activity.

Eligibility

Website use is restricted to persons over 18 and those legally able to enter into binding agreements under Australian law.

18+ only—verifiable if required

Your Responsibilities

You play a key role in the site’s safe and proper use. Please adhere to community standards and these terms.

• Provide only accurate and current information when completing any site form.
• Respect the privacy of others using or contributing to this service.
• Report website misuse or data concerns promptly via our contact page.
• Do not share confidential materials received during any consultation.

Prohibited Uses

Certain activities are never allowed through our platform.

• Submitting false, misleading, or incomplete information via any form.
• Attempting unauthorised access to accounts or non-public areas.
• Transmitting malicious code, phishing, or attempts to disrupt site operation.
• Using any content for third-party commercial gain, resale, or illegal activity.
• Attempting to reverse engineer or duplicate parts of the website for personal or outside use.

Intellectual Property

All content, graphics, and text are owned by brenquavira.com or licensed for use. Reproduction, distribution, or use for other purposes is not allowed without express consent.

Your Contributions

Content you voluntarily submit may be published at our discretion, respecting your privacy rights at all times.

Your Privacy Rights

All personal details are managed in line with our Privacy Policy and Australian privacy law. For further guidance, review our privacy section. Privacy Policy

Service Disclaimers

Our consultation is not a substitute for qualified professional, legal, or health advice.

Limitation of Liability

We are not liable for indirect or consequential loss arising from your use of the site or reliance on advisory content. Use the service at your own discretion.

Indemnification

You agree to hold brenquavira.com harmless against claims resulting from breach of these terms or misuse of our site.

Resolving Disputes

We encourage good-faith, informal resolution of all issues related to this site or our advice.

Which Law Applies

Australian law governs all matters related to these terms and the use of this site.

Termination

We may withdraw website access at our discretion in the event of misuse, with notice provided where possible.

Updates

We reserve the right to update these terms, with changes published on this page and effective upon posting.

Severability

If any condition is found invalid, the remainder remains fully enforceable according to law.

Entire Agreement

These terms and any referenced policies comprise the whole agreement between you and brenquavira.com.

Contact Us About These Terms

For queries about these terms or how your information is used, contact our support team via the details below.